ElvaAI
Insurance & RCM

Insurance, turned from a bottleneck into a revenue engine.

Elva verifies benefits before the patient arrives, builds claims to pass on the first try, decides what each payer will actually pay, turns mailed checks and EOBs into data in seconds, and works your aging A/R around the clock. One intelligence across the whole revenue cycle — so more of what you produce reaches the bank.

Works on top of your PMS Every answer traced to its source
elva · revenue cycle Live
Elva RCM dashboard showing claims submitted, acceptance rate, amounts billed and collected, and claim status over time
$35,560 recoveredflagged underpayments, working now
Patient
seen
Verify
benefits
Decide
coverage
Build
claim
Read
remittance
Appeal &
follow-up
Paid

One engine reads and acts at every step — verify · decide · code · capture · appeal · collect

The problem

An insurance answer is only as good as the evidence behind it.

Every practice runs the same daily ritual: someone calls the payer, waits on hold, and gets an answer that may or may not match what the EOB says two weeks later. The 271 eligibility response comes back partial or silent on the questions that actually matter. Claims go out, some get denied, and a third of denials are never reworked. Paper checks and EOBs pile up on a desk while appeal windows quietly close.

The money you produced and the money you collect are two different numbers — and the gap between them is the most expensive problem in the practice.

01

Answers you can't trust

Eligibility responses are partial, payer calls are slow, and the real answer doesn't arrive until the EOB does.

02

Revenue that leaks quietly

Underpayments go uncaught, denials go un-reworked, and appeal deadlines pass before anyone notices.

03

Work that never ends

Verification, coding, posting, follow-up — a manual treadmill that grows with every patient.

The decision engine

RCM Brain — the intelligence that predicts what a payer will pay.

Most tools answer a simpler question than the one that matters. They tell you what a payer's manual says. Elva's RCM Brain answers what the payer will actually do — by fusing three independent lines of evidence into one coverage answer, weighted by confidence, with the reasoning shown.

"The most valuable answer in dental RCM is sometimes 'I don't know — here's what we'd need to be sure.' Elva is built to say it, rather than guess. An estimate that's labeled is worth more than a confident number that's wrong."

Coverage answer Resolved

Composite filling · Aetna PPO · California · 271 returned no benefit data

Covered with a downgrade — patient pays ≈ $86.

Confidence
High
Resolved in
3.2s
Evidence lines
3 of 3
Payer policy retrieved Practice rule applied 18 mo. claim history
Inferred from history where the 271 was silent — flagged as an estimate, not a guarantee.
LINE 01

What payers publish

Coverage rules, frequency limits, pre-auth requirements, downgrades — read from payer policy and kept current.

LINE 02

What your team knows

The billing judgment your practice has earned — how each payer really behaves, captured from your own people and rules.

LINE 03

What the claims show

The truth from real outcomes — how this payer has actually paid, downcoded, and denied across your own claim history.

The lines don't vote — they're resolved in tiers, highest-certainty first

TIER 1

Direct match

The payer's own response answers it outright.

TIER 2

Service-type mapping

Mapped from service-type codes when the response is partial.

TIER 3

Procedure-name match

Matched on procedure where codes fall short.

TIER 4

History-based estimate

Inferred from real outcomes — labeled, with full provenance.

Paper, turned to data

Document Center — the paper side of insurance, digitized.

Roughly 10–15% of payers still run on paper: claims that must be printed and mailed, and checks and EOBs that arrive in the envelope and have to be read, interpreted, and keyed in by hand. That manual review is slow — and slow is expensive, because appeal windows are short and an underpayment caught too late is revenue lost for good.

1

Capture

Photograph a mailed check or EOB with the Elva app on an iPad or phone.

2

Extract

Elva identifies the document and pulls out the data — payer, amounts, adjustments, the full remittance.

3

Confirm

The extracted data is surfaced for a quick staff confirmation — accurate by design, with a human check as the safeguard.

4

Flag

The moment it's confirmed, Elva flags discrepancies — underpayments and incorrect amounts — while there's still time to appeal.

For payers that require paper, Elva also prepares a complete, ready-to-submit claim package — your team prints and mails, or submits electronically where supported.
Where your PMS allows it, Elva posts the discrepancy directly; where it doesn't, the data is surfaced to the patient ledger for fast manual entry.
EOB · captured Extracting
Remittance adviceDelta Dental
ProcedureD2392 · 2-surf composite
Billed$245.00
Allowed$198.00
Paid$142.00
Expected$170.40
Underpaid by $28.40below expected allowable · appeal window: 41 days left

days → seconds — caught while there's still time to act

The operational engine

Every step of the revenue cycle, worked automatically.

Underneath the two engines, Elva runs the day-to-day RCM work — the verification, coding, submission, follow-up, and collection that usually consumes a billing team.

Handling the hard cases

The hard cases are where revenue actually leaks.

Most tools handle the clean, electronic, single-coverage claim. The money leaks on the edges — and Elva is built for them.

Dual / secondary coverage

Coordinates benefits across two plans and works the secondary claim, instead of leaving it on the table.

Paper payers

The 10–15% that never went electronic, handled by the Document Center.

Silent or partial eligibility

When the 271 doesn't answer, the RCM Brain reasons from policy, your rules, and claim history instead of giving up.

Downcoding & downgrades

Recognized from the practice's real payer behavior, so the estimate matches reality, not the manual.

Underpayments

Flagged automatically against expected allowables, in time to appeal.

Frequency & timing limits

Tracked per procedure, so "next eligible in September" is an answer, not a guess.

Elva doesn't just automate the easy 80%. It's engineered for the 20% of cases that cause most of the lost revenue — the ones a busy team misses and a generic tool ignores.

Chat with Elva

Ask your revenue cycle anything.

Every answer Elva produces is also a conversation you can have. Instead of digging through portals, ledgers, and EOBs, your team just asks — in plain language — and Elva answers from your own data and rules.

The whole revenue cycle, queryable — so a new biller is productive on day one, and the answer is always traceable to where it came from.

Elva Elva On your data
Did Aetna downgrade this crown, and why?

Yes — D2740 was paid as D2750 (downgrade to PFM). Aetna applies an alternate-benefit clause on posterior crowns under this plan. We've seen the same pattern on 12 of your last 14 Aetna crown claims.

SOURCE · payer policy + your claim history
Which claims are sitting past 90 days?

7 claims, $4,210 total. Three are awaiting payer response, two need a corrected resubmission, and two have appeals drafted and ready for your review.

SOURCE · live A/R ledger
What will this patient owe for a crown? What's our first-pass acceptance this month? Show every unappealed denial from last quarter
Why it's safe to turn on

AI that decides — by rules you control.

Elva makes decisions, but never freely. Every coverage answer, every claim, every flag follows an established rule — proven RCM best practices by default, your practice's own guidelines layered on top — and you decide where a human steps in. Nothing is decided that isn't backed by a rule you can see, and every figure is traced to its source.

Every answer, traced to its source

Elva tags every figure to where it came from — payer policy, your rules, or your claim history — and labels how solid it is. No black-box numbers.

You choose where a human steps in

Human review is something you configure — a confirmation before a claim goes out, a check on a flagged underpayment — per capability, not by hope.

Private and compliant

Digests, not archives. Encrypted in transit and at rest, HIPAA-compliant by design, with data minimization built into the architecture.

Built & trained exclusively on dental operations Works on top of your existing PMS
Take the next step

See it on your own claims.

Book a 30-minute demo and we'll run Elva on a real scenario from your practice — a silent eligibility response, a stack of paper EOBs, a 90-day A/R report. Working software, not slideware.